My husband and I recently met with an insurance salesman that advised us to purchase several types of life insurance — term and another one. I have life insurance from work and can add my husband to the policy. It’s much more affordable but would end if I left my place of work.Read More
The year was 2008. I was 25, pregnant with twins, and very much in love. And we had just hit the quintessential American rite of passage: We bought our first home.Read More
“Brexit.” It’s the first word most of us heard this morning — and you’re not alone if you thought there’d been a global health emergency involving a bad run of English digestive biscuits.Read More
My husband and I each got $500,000 life insurance term policies after our second child was born. We both work, though I am an entrepreneur so my income fluctuates. His friends have told him their wives have no life insurance or only a small policy. Was I right in getting such a hefty policy?Read More
In the case of a huge storm like Hurricane Sandy, which affected millions of homeowners and renters, insurance company delays could be even longer than the gas lines last weekend.
What can you do?Read More
Saving money is the goal of every savvy traveler. Who wants to add the cost of travel insurance to a trip?
It may be worth it, if just a couple of hundred dollars can buy you peace of mind while you’re on the road or planning to be.
Policy prices depend on your age, trip costs, and how long you’re traveling, according to Sarah Byrne of the price-comparison website Squaremouth.com.
A 35-year-old going to Europe for a two-week, $3,000 trip can expect to pay about $90 to $250 for medical and cancellation coverage.
You can compare policies and rates from reputable providers on Squaremouth and InsureMyTrip.com.Read More
Plan DYou shudder to think about dying. But imagine if you died suddenly—and left your family with no financial cushion?
"That's why life insurance should be at the top of your To Do list—but it isn't, because it makes you think about things you don't want to think about," says Jackie, 36, who has a 14-month-old daughter.
Jackie, a long-time DailyWorth reader, is determined to purchase life insurance policies for herself and her husband—and she is willing to share her experience with us.
Come to terms with it
Jackie, who works in sales for a food company, wanted to get started—but didn't know where to start.
We walked her through the two types of life insurance: term insurance (uncomplicated) and permanent insurance, also called whole life (complicated).
Term life insurance is similar to home insurance. You pay a monthly premium for coverage in case of catastrophe—fire, flood or in this case, death. If your house went up in flames, your policy would cover $X amount. If you died, your life insurance would pay your survivors $X amount (charmingly called the "death benefit").Read More
Christa is a product developer and writer based in NYC, and loves when art and business come together in equal amounts in her life. You can find her on Twitter, on Curating a Creative Life, her own blog about creativity, and as a weekly contributing writer to The Journal of Cultural Conversation. We first met Christa when she covered DailyWorth for Examiner.com.Read More
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It’s no surprise that you can find a good bargain or two at a flea market or thrift store (car boot sale or charity shop). But did you know you could make some serious money by selling your thrifty finds on for a profit?Read More